AMENDED Notice of Default
and Foreclosure Sale
WHEREAS, on October 13, 2010, a certain Home Equity Conversion Deed of Trust (“Reverse Mortgage”) was executed by JIMMIE L. NOBLES AND JUDY M. NOBLES, as trustor(s) in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS BENEFICIARY, AS NOMINEE FOR URBAN FINANCIAL GROUP, ITS SUCCESSORS AND ASSIGNS, as beneficiary and Alan E. South, as trustee, and was recorded on October 18, 2010 under Clerk`s Instrument Number 71037, Book 202, Page 405-416 in the real property records of Benton County, Tennessee.
WHEREAS, the Reverse Mortgage was insured by the United States Secretary of Housing and Urban Development (the “Secretary”) pursuant to the National Housing Act for the purpose of providing single family housing; and
WHEREAS, the beneficial interest in the Reverse Mortgage is now owned by the Secretary, pursuant to an assignment dated November 29, 2016, and recorded on December 12, 2016, under Clerk`s Instrument Number 90255, Book 283, Page 695-696 in the real property records of Benton County, Tennessee; and
WHEREAS, a default has been made in the covenants and conditions of the Reverse Mortgage in that the Mortgagors are now deceased; and
WHEREAS, by virtue of the default, the Secretary has declared the entire amount of the indebtedness secured by the Reverse Mortgage to be immediately due and payable;
NOW THEREFORE, pursuant to powers vested in Mackie Wolf Zientz & Mann, P.C. by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of Mackie Wolf Zientz & Mann, P.C. as Foreclosure Commissioner, recorded in the real property records of Benton County, Tennessee under Book 429, Page 2397, notice is hereby given that on May 19, 2026, on or about 10:00AM local time, all real property at or used in connection with the following described premises (“Property”) will be sold at public auction to the highest bidder:
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THE LAND REFERRED TO IN THIS POLICY IS DESCRIBED AS FOLLOWS: TAX MAP 38. PARCEL 22.03 TAX ASSESSOR`S OFFICE OF BENTON COUNTY, TENNESSEE (2925 BAKERS CHAPEL CHURCH ROAD, BIG SANDY, TENNESSEE) A TRACT OR PARCEL OF LAND LOCATED IN THE THIRD (FORMERLY EIGHTH) CIVIL DISTRICT OF BENTON COUNTY, TENNESSEE, AT THE END OF WATKINS ROAD APPROXIMATELY 0.4 MILE EAST OF SANDY RIVER ROAD AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT IN THE END OF WATKINS ROAD, THE NORTHWEST CORNER OF THIS TRACT AND THE SOUTHWEST CORNER OF A TRACT IN THE NAME OF ISAAC WATKINS, SAID POINT BEING AN EXTENSION OF THE NORTH BOUNDARY FENCE LINE AND THE WEST BOUNDARY FENCE LINE OF THIS ORIGINAL TRACT; THENCE WITH THE SOUTH BOUNDARY OF WATKINS, NORTH 87 DEGREES 28 MINUTES 09 SECONDS EAST PASSING AN IRON PIN AT 32.13 FEET AND CONTINUING 260.12 FEET TO A FENCE CORNER IN NORTH BOUNDARY FENCE; THENCE CONTINUING THIS BEARING WITH FENCE AN ADDITIONAL 1,439.13 FEET, FOR A TOTAL DISTANCE OF 1,731.38 FEET TO A FENCE CORNER AT THE NORTHEAST CORNER OF THIS TRACT; THENCE WITH FENCE, SOUTH 00 DEGREES 25 MINUTES 17 SECONDS EAST 109.03 FEET TO THE NORTHWEST CORNER OF MICHAEL DOBRA; THENCE CONTINUING WITH FENCE AND DOBRA, SOUTH 04 DEGREES 00 MINUTES 54 SECONDS EAST 766.21 FEET TO A FENCE CORNER AND CONTINUING THIS BEARING 25.79 FEET TO A POINT IN THE CENTERLINE OF FRENCH ROAD; THENCE RUNNING WITH CENTERLINE OF ROAD, SOUTH 86 DEGREES 07 MINUTES 10 SECONDS WEST APPROXIMATELY 210.0 FEET; THENCE LEAVING SAID ROAD AND CONTINUING SOUTH 86 DEGREES 07 MINUTES 10 SECONDS WEST WITH AN OLD ROAD ALONG THE SOUTH BOUNDARY OF THIS TRACT FOR A DISTANCE OF APPROXIMATELY 460.0 FEET TO A POINT 1.0 FOOT SOUTH OF FENCE CORNER AT GATE; THENCE CONTINUING THIS BEARING AND WITH THE SOUTH BOUNDARY OF THIS TRACT AND THE NORTH BOUNDARY OF DOSS FLOWERS AN ADDITIONAL 887.31 FEET FOR A TOTAL DISTANCE OF 1,557.31 FEET TO THE SOUTHWEST CORNER OF THIS TRACT AND THE SOUTHEAST CORNER OF POWELL CROSSNOE; THENCE WITH THE FENCED EAST BOUNDARY OF CROSSNOE NORTH 02 DEGREES 22 MINUTES 18 SECONDS WEST 301.33 FEET TO THE SOUTHWEST CORNER OF MICHAEL ROSS; THENCE SOUTH 86 DEGREES 07 MINUTES 10 SECONDS EAST 95 FEET; THENCE NORTH 02 DEGREES 22 MINUTES 18 SECONDS WEST 211 FEET; THENCE SOUTH 86 DEGREES 07 MINUTES 10 SECONDS EAST 205 FEET; THENCE NORTH 01 DEGREES 24 MINUTES 58 SECONDS WEST 425 FEET TO A POINT 30 FEET SHORT OF THE NORTH BOUNDARY LINE OF THIS TRACT AND THE SOUTH BOUNDARY FENCE OF WATKINS; THENCE PARALLEL WITH THE NORTH BOUNDARY LINE NORTH 87 DEGREES 28 MINUTES 09 SECONDS WEST 497 FEET TO A POINT; THENCE NORTH 01 DEGREES 24 MINUTES 58 SECONDS WEST 30 FEET TO THE POINT OF BEGINNING, CONTAINING 29.4 ACRES, MORE OR LESS. ABOVE DESCRIPTION COPIED FROM PRIOR INSTRUMENT OF RECORD. INCLUDED IN THE ABOVE DESCRIPTION BUT EXCLUDED FROM THIS CONVEYANCE IS A TRACT CONVEYED TO SAM C. FRAZIER AND WIFE, DONNA FRAZIER, BY WARRANTY DEED DATED JUNE 12, 1989, AS RECORDED IN THE REGISTER`S OFFICE OF BENTON COUNTY, TENNESSEE, IN WARRANTY DEED BOOK 181, PAGE 290, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: A TRACT OR PARCEL OF LAND LOCATED ON THE EAST END OF WATKINS ROAD, BEING A WESTERLY PORTION OF PARCEL 22.01, TAX MAP 38, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT IN SAID ROAD, THE NORTHWEST CORNER OF THIS TRACT AND OF THE ORIGINAL TRACT; THENCE WITH THE ORIGINAL LINE, NORTH 87 DEGREES 28 MINUTES 09 SECONDS EAST 30.0 FEET TO AN IRON PIN SET AND CONTINUING AN ADDITIONAL 262.25 FEET TO A FENCE CORNER POST; THENCE WITH FENCE ON ORIGINAL TRACT NORTH BOUNDARY, NORTH 86 DEGREES 46 MINUTES 01 SECONDS EAST (BEARING VARIES FROM ORIGINAL SURVEY TO ADJUST TO SLIGHT MEANDER IN FENCE) 689.8 FEET TO AN IRON PIN SET IN FENCE, THE NORTHEAST CORNER OF THIS TRACT; THENCE WITH A NEW DIVIDING LINE SEPARATING THIS FROM THE 20.31 ACRE PORTION REMAINING WITH THE ORIGINAL TRACT, SOUTH 21 DEGREES 40 MINUTES 34 SECONDS WEST 1027.5 FEET TO AN IRON PIN SET IN THE SOUTH FENCE BOUNDARY OF THE ORIGINAL TRACT, SOUTHEAST CORNER OF THIS TRACT; THENCE WITH SAID FENCE, SOUTH 86 DEGREES 07 MINUTES 10 SECONDS WEST 369.8 FEET TO FENCE CORNER, SOUTHWEST CORNER OF THIS AND ORIGINAL TRACT; THENCE WITH FENCE AND EAST BOUNDARY OF TAX PARCEL 22.02, NORTH 02 DEGREES 22 MINUTES 21 SECONDS WEST 301.3 FEET TO A POINT AT THE SOUTHWEST CORNER OF SAM FRAZIER`S TRACT TWO (SEE DEED BOOK 161, PAGE 288); THENCE AROUND FRAZIER`S TRACT PREVIOUSLY SOLD FROM THE ORIGINAL TRACT (UNSURVEYED, NORTH 89 DEGREES 00 MINUTES 00 SECONDS EAST 95.0 FEET TO A POINT, AND THENCE NORTH 02 DEGREES 22 MINUTES 21 SECONDS WEST 183.6 FEET TO THE SOUTHWEST CORNER OF FRAZIER`S TRACT ONE (SEE DEED BOOK 150, PAGE 432); THENCE AROUND SAME, NORTH 87 DEGREES 28 MINUTES 28 SECONDS EAST 205.0 FEET TO A POINT, AND THENCE NORTH 01 DEGREES 57 MINUTES 18 SECONDS WEST 425.0 FEET TO A POINT, AND THENCE SOUTH 87 DEGREES 28 MINUTES 09 SECONDS WEST 205 FEET TO A POINT AT THE NORTHWEST CORNER OF SAID TRACT ONE OF FRAZIER, THE NORTHEAST CORNER OF HORTON (DEED BOOK 167, PAGE 399); THENCE SOUTH 87 DEGREES 28 MINUTES 09 SECONDS WEST 262.25 FEST TO AN IRON PIN SET, AND CONTINUING THIS LINE AN ADDITIONAL 30.0 FEET TO A POINT IN ROAD, THE NORTHWEST CORNER OF HORTON; THENCE NORTH 01 DEGREES 15 MINUTES 31 SECONDS WEST 30.0 FEET TO THE POINT OF BEGINNING, CONTAINING 9.201 ACRES, MORE OR LESS, AS SURVEYED WITH BEARINGS REFERENCE TO THE ORIGINAL TRACT SURVEY OF MARCH, 1984, ON MAY 25, 1989, BY ROBERT G. BARRETT, REGISTERED LAND SURVEYOR NO. 898.THIS BEING THE SAME PROPERTY CONVEYED TO JIMMIE L. NOBLES BY QUITCLAIM DEED FROM JUDY M. NOBLES AS APPEARS OF RECORD IN RECORD BOOK 202, PAGE 401, IN THE REGISTER`S OFFICE OF BENTON COUNTY, TENNESSEE. JIMMIE L. NOBLES AND WIFE, JUDY M. NOBLES, OBTAINED PROPERTY FROM FRANK GORDON AND WIFE, DONNA GORDON, BY WARRANTY DEED DATED OCTOBER 24, 1988, AS RECORDED IN WARRANTY DEED BOOK 177. PAGE 285, IN THE REGISTER`S OFFICE OF BENTON COUNTY, TENNESSEE. |
Commonly known as: 2925 Bakers Chapel Church Road, Big Sandy, TN 38221.
Tax ID: 038-022.03
The sale will be held in Benton County, Tennessee at the following location: at the South door of the Benton County Courthouse, Camden, Tennessee.
The Secretary of Housing and Urban Development will bid $475,667.27.
There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his pro rata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale.
When making their bids, all bidders except the Secretary must submit a deposit totaling $47,566.73 in the form of a certified check or cashier’s check made out to the Secretary of HUD. A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of $47,566.73 must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them.
The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashier’s check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due.
If the high bidder is unable to close the sale within the required period, or within any extension of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the foreclosure commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder.
There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant.
Other interested Parties: ESTATE OF JIMMIE L. NOBLES AND UNKNOWN HEIRS OF JIMMIE L. NOBLES AND ESTATE OF JUDY M. NOBLES AND UNKNOWN HEIRS OF JUDY M. NOBLES AND SECRETARY OF HOUSING AND URBAN DEVELOPMENT AND SHELLI DENISE NOBLES, HEIR OF JIMMIE L. NOBLES AND MATTHEW NOBLES, HEIR OF JIMMIE L. NOBLES AND JIMMIE DEAN NOBLES, HEIR OF JIMMIE L. NOBLES.
If applicable, the notice requirements of T.C.A. §35-5-101 have been met.
If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities’ right to redeem the property as required by 26 U.S.C. 7425 and T.C. A. §67-1-1433.
The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier’s check payable to the Secretary of HUD, before public auction of the property is completed.
The amount that must be paid if the mortgage is to be paid in full prior to the scheduled sale is $475,667.27, plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement.
Tender of payment by certified or cashier’s check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below.
Date: April 10, 2026
By J.P. Sellers,
Attorney at Law,
Bar No. 030819
Mackie Wolf Zientz & Mann, P.C.
Foreclosure Commissioner
Park East
725 Cool Springs Blvd, Suite 140
Franklin, TN 37067
(615) 238-3630
(615) 777-4517 Fax
MWZM File: 26-000002-430-1
TN INVESTORS PAGE:
HTTP://MWZMLAW.COM/TN_INVESTORS.PHP
04/23, 30-05/07
__________________________________
State of Tennessee
Benton County Probate Division
NOTICE TO CREDITORS
As Required by TCA §30-2-306
Case Number 5380
Estate of PATRICIA BAUMGARTNER, Deceased
Notice is hereby given that on 20nd day of April, 2026, letters testamentary in respect (or of administration as the case may be) in respect of the estate of Patricia Baumgartner, who died February 13, 2026, were issued to the undersigned by the Clerk and Master of Benton County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against the estate are required to file the same with the Clerk of the above-named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred:
(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this Notice to Creditors at least sixty (60) days before date that is four (4) months from the date of the first publication (or posting); or
(B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or
(2) Twelve (12) months from the decedent’s date of death.
All persons indebted to the above Estate must come forward and make proper settlement with the undersigned at once.
John Schwitters
Administrator
03/21/2026
John W. Whitworth
Attorney
03/25/2026
Carly Bayless
Clerk and Master
04/22/2026
4/30-05/07
__________________________________
TRUSTEE'S NOTICE OF SALE
WHEREAS, Bay Land Holdings, LLC, a Delaware Limited Liability Company, by Deed of Trust dated October 21, 2022, and recorded in the Register's Office of Benton County, Tennessee, in Record Book 385, Page 94, conveyed to Vince R. Dykstra, John W. Whitworth-Trustee, hereinafter described real estate to secure the payment of a certain installment note and any renewals thereof; and
WHEREAS, default has been made in the payment of the indebtedness and the holder of the note has declared the entire amount due and payable as provided in the Deed of Trust. The Trustee has been directed to foreclose the Deed of Trust in accordance with the terms thereof and the public is hereby notified that the undersigned Trustee will sell hereinafter described real estate at public auction to the highest and best bidder, for cash in hand, at the South door of the Courthouse in the Town of Camden, Tennessee, at 9:00 a.m. on Thursday, June 11, 2026. Said property to be sold in bar of the equity of redemption and subject to the liens of all special assessments against it.
The real estate to be sold is located in Benton County, Tennessee, and more particularly described as follows:
PARCEL NO. ONE:
TAX MAP 020 PARCEL 007.07
TAX ASSESSOR’S OFFICE BENTON COUNTY, TENNESSEE
BEING a tract or parcel of land lying and being situate in the Sixteenth Civil District of Benton County, Tennessee, and more particularly described as follows:
BEGINNING at an 18-inch pine in the south margin of Bass Bay road, which point is the northeast corner of Johnny Moody, as recorded in Deed Book 224, Page 1, Register’s Office of Benton County, Tennessee, and the northwest corner of the herein described tract; thence from the POINT OF BEGINNING and with the south margin of Bass Bay Road, South 83 degrees, 48 minutes, 26 seconds East, 149.97 feet to the northwest corner of Patricia Naylor, and in the east margin of a 20-foot easement; thence with the west line of Naylor, and east margin of said 20-foot easement, South 28 degrees, 28 minutes, 52 seconds West, passing over a metal fence post, 4.61 feet and continuing on in all 194.00 feet to the northwest corner of Shankle, as recorded in Deed Book 147, Page 156, Register’s Office of Benton County, Tennessee, and which point is located South 87 degrees, 33 minutes, 55 seconds West, 14.92 feet from an existing iron post; thence with the west line of Shankle and east margin of 20-foot easement, South 10 degrees, 23 minutes, 19 seconds West, 61.96 feet to the southwest corner of Shankle; thence with the south line of Shankle, South 68 degrees, 17 minutes, 50 seconds East, passing over an iron pin set 15 feet and continuing on in all 328.63 feet to an iron pin set in the west line of Tennessee Valley Authority property (old railroad right-of-way); thence with lines of Tennessee Valley Authority (old railroad right-of-way), the following calls: South 32 degrees, 00 minutes, 23 seconds West, 428.20 feet to an iron pin found; North 57 degrees, 57 minutes, 39 seconds West, 50.04 feet to an iron pin found; South 32 degrees, 03 minutes, 36 seconds West, 57.83 feet to an iron pin found at an interior corner of TVA; thence continuing with Tennessee Valley Authority painted lines, the following calls: North 59 degrees, 35 minutes, 59 seconds West, 128.26 feet; North 63 degrees, 26 minutes, 05 seconds West, 83.43 feet; North 66 degrees, 07 minutes, 27 seconds West, 54.31 feet; North 54 degrees, 44 minutes, 32 seconds West, 70.58 feet; North 31 degrees, 13 minutes, 54 seconds West, 122.03 feet to an iron pin found; North 7 degrees, 25 minutes, 33 seconds West, 148.39 feet; North 0 degrees, 09 minutes, 48 seconds West, 9.39 feet to an iron pin found in the south line of Moody; thence with lines of Moody, the following calls: North 80 degrees, 02 minutes, 06 seconds East, 149.65 feet to an iron pin set; North 64 degrees, 55 minutes, 20 seconds East, 132.54 feet to an iron pin set; North 12 degrees, 58 minutes, 45 seconds East, 253.32 feet to the POINT OF BEGINNING, containing 5.66 acres plus easement, according to survey of Tony M. Reasons, dated November 29, 2002.
There is a 20-foot easement lying across the above-described 5.66 acres tract, which easement is described as follows:
BEGINNING at the northwest corner of Patricia Naylor, and in the south margin of Bass Bay Road, which point is the northeast corner of the herein described easement and the northeast corner of the above described 5.66 acres tract; thence from the POINT OF BEGINNING, and with the west line of Naylor and with the east margin of said 20-foot easement, South 28 degrees, 28 minutes, 52 seconds West, passing over a metal fence post and continuing on in all, 194.00 feet to the northwest corner of Shankle, which point is located, South 87 degrees, 33 minutes, 55 seconds West, 14.92 feet from an existing iron post; thence with the west line of Shankle, South 10 degrees, 23 minutes, 19 seconds West, 61.96 feet to the southeast corner of the herein described easement; thence with lines of said easement, the following calls: North 68 degrees, 17 minutes, 50 seconds West, 20.40 feet; North 10 degrees, 23 minutes, 19 seconds East, 61.14 feet; North 28 degrees, 28 minutes, 52 seconds East, 188.99 feet to the south margin of Bass Bay Road; thence with the south margin of Bass Bay Road, South 83 degrees, 48 minutes, 26 seconds East, 21.61 feet to the POINT OF BEGINNING.
There is a survey plat dated February 20, 2000, by Tony M. Reasons, Reasons Engineering and Associates, Inc., of record in Plat Cabinet A, Slide 399, in the Register’s Office of Benton County, Tennessee.
PARCEL NO. TWO:
TAX MAP 013 PARCEL 034.11
TAX ASSESSOR’S OFFICE, BENTON COUNTY, TENNESSEE
BEING a tract of land in Benton County, Tennessee, consisting of Lots 35 and 44 of an unrecorded plat of Mockingbyrd Hills Subdivision by Robert G. Barrett, dated May 6, 1988 and more particularly described as follows:
BEGINNING at a point in the center of Danville Road, same being the northeast corner of the tract and the northwest corner of Lot 34, Benton County Tax Map 13, Parcel 34.04; thence South 28 degrees 09’ 35” East, 30.4 feet to an iron pin; thence continuing the same leaving 195.4 feet to an iron pin, same being the southwest corner of Lot 34; thence South 05 degrees 33’ 07” East, 163.5 feet to a point in the center of a plated cul de sac; thence with the center of an old road South 36 degrees 51’ 53” West, 99.1 feet; thence South 35 degrees 29’ 36” West, 81.2 feet; thence leaving the old road North 37 degrees 15’ 50” West, 18 feet to an iron pin; thence continuing the same bearing with the east boundary of Lot 43, 214.2 feet to an iron pin; thence North 40 degrees 23’ 37” East, 114.4 feet to an iron pin; thence with the east boundary of Lot 36, North 54 degrees 09’ 18” West, 180.8 feet to an iron pin; thence continuing the same bearing 23 feet to a point in the centerline of Danville Road; thence with the centerline of Danville Road North 61 degrees 50’ 25” East, 245.1 feet to the POINT OF BEGINNING, containing 1.96 acres, more or less.
ABOVE DESCRIPTION COPIED FROM PRIOR INSTRUMENT OF RECORD.
This being the same property conveyed to Bay Land Holdings, LLC, a Delaware Limited Liability Company, by virtue of a Warranty Deed dated October 21, 2022, from Vince R. Dykstra, filed for record October 24, 2022, at 8:39 a.m., in Record Book 385, Page 90, in the Register’s Office of Benton County, Tennessee, and by Quitclaim Deed dated January 31, 2022, from James L. Peach and wife, Venetia K. Peach, filed for record February 1, 2022, at 8;56 a.m., in Record Book 371, Page 52, in the Register’s Office of Benton County, Tennessee.
This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights or redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property:
The sale held pursuant to the Notice may be rescinded at the Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.
Title to said real estate is believed to be good, however, the undersigned will sell as Trustee and convey only such interest as vested in him by Bay Land Holdings, LLC, a Delaware Limited Liability Company, by virtue of the Deed of Trust.
THIS the 14th day of April 2026.
JOHN W. WHITWORTH,
Trustee
WHITWORTH LAW FIRM
116 EAST MAIN STREET
CAMDEN, TENNESSEE 38320
04/30-05/07
__________________________________
NOTICE OF SUBSTITUTE
TRUSTEE’S SALE
STATE OF TENNESSEE, Benton COUNTY
WHEREAS, Guy Biggs and Kendra Biggs, as borrower(s), executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Trusted Mortgage Capital, Inc, Lender, and Jerry Bridenbaugh, Associate , Trustee(s), which was dated 1/31/2024, and recorded on 2/5/2024, as Instrument No. 116131 in Book 406 Page 408, securing the payment of a Note in the amount of $381,450.00 in Benton County, Tennessee Register of Deeds.
WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust; Carrington Mortgage Services, LLC, (the “Holder”), appointed the undersigned, Vylla Solutions – Tennessee, LLC, as Substitute Trustee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and
NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Vylla Solutions – Tennessee, LLC, Substitute Trustee, by virtue of the power and authority vested in it, will on 5/28/2026, at or about 11:00 AM at the usual and customary location at the At the main entrance of the Benton County Courthouse, 1 Court Square, Camden, Tennessee 38320, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Benton County, Tennessee, to wit:
Land situated in Benton County, Tennessee:
BEING A TRACT OR PARCEL OF LAND LYING AND BEING SITUATE IN THE FIFTH CIVIL DISTRICT OF BENTON COUNTY, TENNESSEE, SHOWN AS LOT NO. 14 ON PLAT OF CEDAR LAKE ESTATES SUBDIVISION OF RECORD IN PLAT BOOK 3, PAGE 72 (NOW PLAT CABINET A, SLIDE 173), IN THE REGISTER'S OFFICE OF BENTON COUNTY, TENNESSEE, TO WHICH REFERENCE IS HEREBY MADE FOR A MORE COMPLETE AND ACCURATE DESCRIPTION.
SUBJECT TO ANY AND ALL RESTRICTIONS, EXCEPTIONS, RESERVATIONS, STIPULATIONS, CONDITIONS, RIGHTS OF WAY AND EASEMENTS OF RECORD.
BEING THE SAME PROPERTY AS CONVEYED BY THAT WARRANTY DEED FROM DAVID L. MARKHAM AND WIFE GLENDA GAIL MARKHAM TO GUY BIGGS AND WIFE KENDRA BIGGS, DATED APRIL 24, 2023 AND RECORDED ON APRIL 24, 2023 IN INSTRUMENT NO. 113415, IN BOOK 392 AT PAGE 734, BENTON COUNTY RECORDS.
Tax Parcel ID: 065A A009.00 000
Address/Description: 1343 CEDAR DR, CAMDEN, TN 38320
Current Owner(s): Guy Biggs and Kendra Biggs
Other Interested Party(ies): None
If the Internal Revenue Service and/or U.S. Department of Treasury is listed as Other Interested Party above, then the notice required under 26. U.S.C. 7425(b) was timely provided and the sale of the land advertised will be subject to the right of the U.S. to redeem the land as provided in 26 U.S.C. 7425(d)(1). If the Tennessee Department of Revenue and/or the Tennessee Department of Labor and Work Force Development is listed as Other Interested Party above, then the notice required under TCA 67-1-1433(b) was timely provided and for each lien identified, the sale of the land advertised will be subject to the right of The State of Tennessee to redeem the land as provided for in TCA 65-1-1420.
The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose.
All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn/postpone the day of the sale to another day, time, and place certain, by verbal announcement at the time and place for the sale set forth above; if the postponement is for five (5) days or more, the postponement announcement will also be posted on website of www.foreclosure-postings.com
Except to the extent that the Substitute Trustee may bind and obligate Mortgagors to warrant title the Property under the terms of the Deed of Trust, conveyance of the Property shall be made without any representations or warranties whatsoever, express or implied. All sales are “as is”, “where is’.
The entire purchase price is due and payable at the conclusion of the auction in the form of certified funds. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser. This property is being sold with express reservation that the sale is subject to confirmation by lender or Substitute Trustee.
This office is attempting to collect a debt. Any information obtained will be used for that purpose.
Please be advised that the trustee may require entity or trust bidders at this trustee's sale to provide information, documentation and/or certification of the vesting instructions and the data required to be reported pursuant to FinCEN regulations effective for transfers of residential real property to covered transferees on or after March 1, 2026. The required information must be provided to the trustee before a Substitute trustee’s deed will be issued for covered transfers. The Buyer may be required to pay charges associated with the gathering and reporting of information to FinCEN. Additional information regarding these regulations and the required transferee information and certifications can be found at:
https://www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money-laundering-regulations-for-residential-real-estate-transfers and https://www.fincen.gov/rre-faqs#D_5
Vylla Solutions - Tennessee, LLC,
Substitute Trustee
P.O. Box 3309
Anaheim, California 92803
Phone: (888) 313-1969
TS#: 26-38751
Publication Dates: 4/16/2026,
5/7/2026, 5/14/2026 5/21/2026
Online Posting Website and
Date of Posting:
www.foreclosure-postings.com
Posting begin date: 4/16/2026
Posting end date: 5/21/2026
04/16-05/07, 14, 21
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PUBLIC SERVICE ANNOUNCEMENT
The Board of Directors of Northwest Tennessee Economic Development Council will hold a Board meeting on Friday, May 22, 2026 beginning at 10:00 a.m. The meeting will be physically held at the Northwest TN Head Start/Early Head Start Central Office located at 938C Walnut Avenue W., McKenzie, TN in person only.
05/06
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IN THE JUVENILE COURT
OF BENTON COUNTY, TENNESSEE
IN THE MATTER OF:
Cree Johnson, DOB: 07/19/23
A CHILD UNDER 18 YEARS OF AGE
ORDER FOR SERVICE BY PUBLICATION
It appearing to the Court from the allegations of the Petition to Adjudicate Dependency and Neglect, to Transfer Temporary Legal Custody, the Motion for Service by Publication and the Affidavit of Diligent Search that the whereabouts of the parents, Erica Bradford and Devon Johnson, are unknown and cannot be ascertained by diligent search; therefore, the ordinary process of law cannot be served upon Erica Bradford and Devon Johnson.
It is, therefore, ORDERED that Erica Bradford and Devon Johnson be served by publication of the following notice for four consecutive weeks in the Camden Chronicle, a newspaper published in Benton County, Tennessee.
It is further ORDERED that if Erica Bradford and Devon Johnson do not enter an appearance or otherwise Answer the Petition, further personal service or service by further publication shall be dispensed with and service of any future notices, motions, orders or other legal documents in this matter may be made upon Erica Bradford and Devon Johnson by filing same with the Juvenile Court Clerk of Benton County, Tennessee.
NOTICE
The State of Tennessee, Department of Children’s Services, has filed a petition against Erica Bradford and Devon Johnson seeking to adjudicate dependency and neglect. It appears that ordinary process of law cannot be served upon Erica Bradford and Devon Johnson because their whereabouts are unknown. Erica Bradford and Devon Johnson are hereby ORDERED TO APPEAR IN THE BENTON COUNTY JUVENILE COURT IN CAMDEN, TENNESSEE ON JULY 9, 2026 at 9:00 a.m. to defend the allegations or a default judgment shall be taken against you. You may view and obtain a copy of the Petition and any other subsequently filed legal documents at the Benton County Juvenile Court Clerk’s Office in Camden, Tennessee.
Entered this 17th day of April 2026.
/s/ John W. Whitworth
JUDGE
Respectfully submitted,
/s/ Tiffany Evans, BPR # 025376
Lead Associate Counsel
State of Tennessee,
Department of Children's Services
126 Culley Drive
Paris, TN 38242
731-641-5046
05/07, 14, 21, 28
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CITY OF CAMDEN
WATER/WASTEWATER DEPT
NOTICE OF JOB OPENING
THE CITY OF CAMDEN WATER/WASTEWATER DEPARTMENT HAS AN OPENING FOR ONE (1) MAINTENANCE POSITION.
The City of Camden Water department is seeking a qualified applicant to fill a Maintenance position. Minimum requirement is a high school diploma or GED. Applicant must have a valid TN Driver’s License.
Applications and a complete list of job requirements may be obtained at Camden City Hall, located at 110 Hwy 641 South, from 8am to 4pm Monday - Friday. Applications will be accepted through May 15, 2026.
THE CITY OF CAMDEN IS AN EQUAL OPPORTUNITY EMPLOYER.
JOHN BEASLEY
SUPERINTENDENT
05/07
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State of Tennessee
Benton County Probate Division
NOTICE TO CREDITORS
As Required by TCA §30-2-306
Case Number 5388
Estate of DALE EDWARD NOLEN, Deceased
Notice is hereby given that on 4th day of May, 2026, letters testamentary in respect (or of administration as the case may be) in respect of the estate of Dale Edward Nolen, who died April 11, 2026, were issued to the undersigned by the Clerk and Master of Benton County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against the estate are required to file the same with the Clerk of the above-named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred:
(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this Notice to Creditors at least sixty (60) days before date that is four (4) months from the date of the first publication (or posting); or
(B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or
(2) Twelve (12) months from the decedent’s date of death.
All persons indebted to the above Estate must come forward and make proper settlement with the undersigned at once.
Jennifer Nolen Silver
Administrator
05/01/2026
John W. Whitworth
Attorney
05/01/2026
Carly Bayless
Clerk and Master
05/04/2026
05/07, 14
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State of Tennessee
Benton County Probate Division
NOTICE TO CREDITORS
As Required by TCA §30-2-306
Case Number 5389
Estate of VINCENT NICHOLAS DEFRANK, Deceased
Notice is hereby given that on 4th day of May, 2026, letters testamentary in respect (or of administration as the case may be) in respect of the estate of Vincent Nicholas DeFrank, who died April 24, 2026, were issued to the undersigned by the Clerk and Master of Benton County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against the estate are required to file the same with the Clerk of the above-named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred:
(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this Notice to Creditors at least sixty (60) days before date that is four (4) months from the date of the first publication (or posting); or
(B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or
(2) Twelve (12) months from the decedent’s date of death.
All persons indebted to the above Estate must come forward and make proper settlement with the undersigned at once.
Frankie Michelle DeFrank
Executor
05/01/2026
John W. Whitworth
Attorney
04/30/2026
Carly Bayless
Clerk and Master
05/04/2026
05/07, 14