Camden Chronicle Public Notices, February 12, 2026

Notice of Default and

Foreclosure Sale

WHEREAS, on October 13, 2010, a certain Home Equity Conversion Deed of Trust (“Reverse Mortgage”) was executed by JIMMIE L. NOBLES AND JUDY M. NOBLES, husband and wife, as trustors in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS BENEFICIARY, AS NOMINEE FOR URBAN FINANCIAL GROUP, ITS SUCCESSORS AND ASSIGNS, as beneficiary and Alan E. South, as trustee, and was recorded on October 18, 2010 under Clerk`s Instrument Number 71037, Book 202, Page 405-416 in the real property records of Benton County, Tennessee.

WHEREAS, the Reverse Mortgage was insured by the United States Secretary of Housing and Urban Development (the “Secretary”) pursuant to the National Housing Act for the purpose of providing single family housing; and

WHEREAS, the beneficial interest in the Reverse Mortgage is now owned by the Secretary, pursuant to an assignment dated November 29, 2016, and recorded on December 12, 2016, under Clerk`s Instrument Number 90255, Book 283, Page 695-696 in the real property records of Benton County, Tennessee; and

WHEREAS, a default has been made in the covenants and conditions of the Reverse Mortgage in that the Trustor is now deceased and the property is not the principal residence of at least one surviving borrower; and

WHEREAS, the entire amount delinquent as of April 14, 2026, is $475,667.27; and

WHEREAS, by virtue of the default, the Secretary has declared the entire amount of the indebtedness secured by the Reverse Mortgage to be immediately due and payable;

NOW THEREFORE, pursuant to powers vested in Mackie Wolf Zientz & Mann, P.C. by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of Mackie Wolf Zientz & Mann, P.C. as Foreclosure Commissioner, recorded in the real property records of Benton County, Tennessee under Book 429, Page 2397, notice is hereby given that on April 14, 2026, on or about 10:00AM  local time, all real property at or used in connection with the following described premises (“Property”) will be sold at public auction to the highest bidder:

Commonly known as: 2925 Bakers Chapel Church Road, Big Sandy, TN 38221.

Tax ID:  038-022.03

The sale will be held in Benton County, Tennessee at the following location: at the South door of the Benton County Courthouse, Camden, Tennessee.

The Secretary of Housing and Urban Development will bid $475,667.27.

There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his pro rata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale.

When making their bids, all bidders except the Secretary must submit a deposit totaling $47,566.73 in the form of a certified check or cashier’s check made out to the Secretary of HUD.  A deposit need not accompany each oral bid.  If the successful bid is oral, a deposit of $47,566.73 must be presented before the bidding is closed.  The deposit is nonrefundable.  The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence.  This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check.  If the Secretary is the highest bidder, he need not pay the bid amount in cash.   The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title.  At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them.

The Secretary may grant an extension of time within which to deliver the remainder of the payment.  All extensions will be for 15-day increments for a fee of $500.00, paid in advance.  The extension fee shall be in the form of a certified or cashier’s check made payable to the Secretary of HUD.  If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due.

If the high bidder is unable to close the sale within the required period, or within any extension of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the foreclosure commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure.  The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder.

There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act.  Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein.  HUD does not guarantee that the property will be vacant.

Other interested Parties: ESTATE OF JIMMIE L. NOBLES AND UNKNOWN HEIRS OF JIMMIE L. NOBLES AND ESTATE OF JUDY M. NOBLES AND UNKNOWN HEIRS OF JUDY M. NOBLES AND SECRETARY OF HOUSING & URBAN DEVELOPMENT AND SHELLI DENISE NOBLES, HEIR OF JIMMIE L. NOBLES AND MATTHEW NOBLES, HEIR OF JIMMIE L. NOBLES AND JIMMIE DEAN NOBLES, HEIR OF JIMMIE L. NOBLES.

If applicable, the notice requirements of T.C.A. §35-5-101 have been met.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities’ right to redeem the property as required by 26 U.S.C. 7425 and T.C. A. §67-1-1433.

The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier’s check payable to the Secretary of HUD, before public auction of the property is completed.

The amount that must be paid if the mortgage is to be paid in full prior to the scheduled sale is $475,667.27, plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement.

Tender of payment by certified or cashier’s check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below.

Date: January 29, 2026

By J.P. Sellers,

Attorney at Law,

Bar No. 030819

Mackie Wolf Zientz & Mann, P.C.

Foreclosure Commissioner

Park East

725 Cool Springs Blvd, Suite 140

Franklin, TN 37067

(615) 238-3630

(615) 777-4517 Fax

MWZM File: 26-000002-430-1

TN INVESTORS PAGE:

HTTP://MWZMLAW.COM/TN_INVESTORS.PHP

02/05, 12, 19

_______________________________

PUBLIC NOTICE

THE BENTON COUNTY AUDIT COMMITTEE WILL MEET ON TUESDAY, MARCH 10, 2026 AT 5:45 PM AT THE BENTON COUNTY COURTHOUSE, LOCATED AT: 1 COURT SQUARE CAMDEN, TN 38320

02/12

_______________________________

NOTICE OF SUBSTITUTE

TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated March 8, 2022, executed by CORDARO J MARTIN conveying certain real property therein described to MEGAN K. TROTT, as Trustee, as same appears of record in the Register`s Office of Benton County, Tennessee recorded March 9, 2022, in Deed Book 373, Page 97; and

WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Carrington Mortgage Services, LLC  who is now the owner of said debt; and

WHEREAS, the undersigned, Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Benton County, Tennessee. 

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on March 12, 2026 at or about 10:00 AM At the main entrance to the Benton County Courthouse, 1 East Court Square, Camden, TN 38320, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Benton County, Tennessee, to wit:

BEING A CERTAIN TRACT OR PARCEL OF LAND IN THE FIFTH CIVIL DISTRICT OF BENTON COUNTY, IN THE STATE OF TENNESSEE, DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN IN THE WEST MARGIN OF MOCKINGBIRD LANE, SAID PIN LOCATED 15 FEET FROM THE CENTERLINE OF SAID LANE AND THE SOUTHEAST CORNER OF LOT NO. 35 OF FRAZIER SUBURBAN COMMUNITY, A PLAT OF WHICH APPEARS OF RECORD IN PLAT BOOK 1, PAGE 146 (NOW PLAT CABINET A, SLIDE 554) IN THE REGISTER`S OFFICE OF BENTON COUNTY, TENNESSEE; RUNS THENCE SOUTH 30 DEGREES EAST WITH THE WEST MARGIN OF MOCKINGBIRD LANE A DISTANCE OF 100 FEET TO AN EXISTING IRON PIN (BURIED) AT THE NORTHEAST CORNER OF LOT NO. 33; RUNS THENCE SOUTH 66 DEGREES, 03 MINUTES (RECORDED PLAT SHOWS SOUTH 64 DEGREES 236 FEET) A DISTANCE OF 232.64 FEET TO AN IRON PIN IN THE CENTER OF CHARLIE CREEK, SAID POINT BEING THE NORTHWEST CORNER OF SAID LOT NO. 33; RUNS THENCE NORTH 17 DEGREES WEST WITH THE CENTER OF SAID CREEK A DISTANCE OF 100 FEET TO AN EXISTING IRON PIN AT THE SOUTHWEST CORNER OF SAID LOT NO. 35; RUNS THENCE NORTH 66 DEGREES EAST WITH THE SOUTH LINE OF LOT NO. 35 A DISTANCE OF 210 FEET TO THE POINT OF BEGINNING, BEING LOT NO. 34 OF FRAZIER SUBURBAN COMMUNITY SUBDIVISION, PLATTED AS AFORESAID AND AS SURVEYED BY THOMAS L. DEAN ASSOCIATES ON JULY 6, 1989. SUBJECT TO ANY AND ALL EASEMENT, AGREEMENTS, RESTRICTIONS, PUBLIC RIGHTS-OF-WAY AND ZONING ORDINANCES OF RECORD. SUBJECT TO RESTRICTIVE COVENANTS OF RECORD IN TRUST DEED BOOK 50, PAGE 258, IN THE REGISTER`S OFFICE OF BENTON COUNTY, TENNESSEE. ABOVE DESCRIPTION COPIED FROM PRIOR INSTRUMENT OF RECORD. THIS BEING THE SAME PROPERTY CONVEYED TO CORDARO J. MARTIN, BY VIRTUE OF A WARRANTY DEED DATED MARCH 8TH, 2022, FROM CARRIE HENSLEY AND TIMOTHY M. HENSLEY AND SHERRY HENSLEY, OF RECORD IN RECORD BOOK 373, PAGE 93 IN THE REGISTER`S OFFICE OF BENTON COUNTY, TENNESSEE.

Parcel ID: 073M-B-011.00

PROPERTY ADDRESS: The street address of the property is believed to be 215 MOCKINGBIRD LN, CAMDEN, TN 38320. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. 

CURRENT OWNER(S): CORDARO J MARTIN

OTHER  INTERESTED PARTIES:

The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN, PLLC, Substitute Trustee

3145 Avalon Ridge Place, Suite 100

Peachtree Corners, GA 30071

rlselaw.com/property-listing

Tel: (877) 813-0992

Fax: (470) 508-9401

A copy of this notice

is being published at

www.BetterChoiceNotices.com

02/12, 19, 26

_______________________________

NOTICE

The North Utility District of Decatur & Benton Co., TN Board of Commissioners meeting will be held Monday, February 16, 2026 at 4:00 P.M. at the district office located at 6448 Highway 641 North, Parsons.

02/12

_______________________________

CITY OF CAMDEN

MEETING NOTICE

BOARD OF ZONING APPEALS

The City of Camden Board of Zoning Appeals will meet on Thursday, February 26, 2026, at the hour of 3:00 p.m. at the Camden City Hall to address the application for a “Use on Appeal”

ROBINSON OUTDOORS, LLC

2161 HWY 641 N

Camden, TN 38320

MAP 073  PARCEL 45.10

Interested citizens are invited to attend and comment.

Stephanie Young

City Clerk

02/12