Camden Chronicle Public Notices 6-12-25

Posted Thursday, June 12, 2025 12:00 am

TRUSTEE'S NOTICE OF SALE

WHEREAS, Stanley D. Allen, III and Billie Sue Arnold Allen, by Deed of Trust dated June 23, 2023, and recorded in the Register's Office of Benton County, Tennessee, in Record Book 397, Page 146, conveyed to Steven P. Disser, Esq, Trustee, and subsequently to John W. Whitworth, by instrument of record in Record Book 425, Page 2730, in the Register’s Office of Benton County, Tennessee, the hereinafter described real estate to secure the payment of a certain installment note and any renewals thereof; and

WHEREAS, default has been made in the payment of the indebtedness and the holder of the note has declared the entire amount due and payable as provided in the Deed of Trust. The Successor Trustee has been directed to foreclose the Deed of Trust in accordance with the terms thereof and the public is hereby notified that the undersigned Successor Trustee will sell hereinafter described real estate at public auction to the highest and best bidder, for cash in hand, at the North door of the Courthouse in the Town of Camden, Tennessee, at 9:00 a.m., on Tuesday, the 17th day of June, 2025. Said property to be sold in bar of the equity of redemption and subject to the liens of all special assessments against it.

The real estate to be sold is located in Benton County, Tennessee, and more particularly described as follows:

TAX MAP 027 PARCEL 010.04

TAX ASSESSOR’S OFFICE BENTON COUNTY, TENNESSEE

(125 BAIN ROAD EXTENDED, BIG SANDY, TENNESSEE)

BEING a tract or parcel of land lying and being situated in the Eighth Civil District of Benton County, Tennessee, being Lot No. 4 of Caraway Creek Estates, on the south side of the Town of Big Sandy located on the north side of a paved county road connecting Highway 69A with Lower Big Sandy River Road and on the south side of the Big Sandy School property, and being more particularly described as follows:

BEGINNING at the southwest corner of this lot said point being an iron pin in the east boundary of Jimmy Allen and being North 03 degrees 06 minutes 27 seconds East 645.50 feet from the southwest corner of the original tract from which this lot is divided; thence with the original tract boundary and Jimmy Allen, North 03 degrees 06 minutes 27 seconds East 125.0 feet to an iron pin at the northwest corner of this lot; thence North 86 degrees 55 minutes 03 seconds East 132.9 feet to a 6 inch elm in a fence corner; thence with a line crossing a creek, North 89 degrees 37 minutes 08 seconds East 80.2 feet to a tree in fence, said point being the northeast corner of this lot and the northwest corner of Lot 5; thence South 37 degrees 22 minutes 24 seconds East 67.8 feet to a point in an old field road; thence with old field road as follows: South 32 degrees 35 minutes 53 seconds West 40.8 feet to a point; thence South 43 degrees 01 minute 06 seconds West 32.2 feet to a point in the circular margin of a 30 foot radius cul-de-sac, said cul-de-sac being part of a proposed county road right-of-way; thence with the west boundary of cul-de-sac an arc distance of 47.1 feet to an iron pin located by chord, South 65 degrees 32 minutes 37 seconds West 42.4 feet, said point being the northeast corner of Lot 3; thence with the north boundary of Lot 3, North 89 degrees 01 minute 06 seconds West 178.3 feet to the BEGINNING, containing 0.67 acres, more or less. As surveyed by Robert G. Barrett, Registered Land Surveyor No. 898, with magnetic reference bearings of August 20, 1981.

Also conveyed herewith is a 1995 16 x 80, Commonwealth manufactured home, Serial # MAKY1277, Model Mid America, situated thereon and permanently affixed to the land described herein and made a part of the real property. Further, the Grantor(s) represents, covenants and agrees that the manufactured home on the land is to remain on the land and has been permanently affixed to the land described herein so as to become a part of the real property.

ABOVE DESCRIPTION COPIED FROM PRIOR INSTRUMENT OF RECORD.

This being the same property conveyed to Stanley D. Allen, III and Billie Sue Arnold Allen, by virtue of a Warranty Deed dated June 23, 2023, from Ready Home Services, LLC, a Tennessee Limited Liability Company, filed for record July 12, 2023, at 9:40 a.m., in Record Book 397, Page 142, in the Register’s Office of Benton County, Tennessee.

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights or redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property:

The sale held pursuant to the Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

Title to said real estate is believed to be good, however, the undersigned will sell as Successor Trustee and convey only such interest as vested in him by Stanley D. Allen, III and Billie Sue Allen Arnold, by virtue of the Deed of Trust.

THIS the 16th day of May, 2025.

JOHN W. WHITWORTH,

Successor Trustee

WHITWORTH LAW FIRM

116 EAST MAIN STREET

P. O. BOX 208

CAMDEN, TENNESSEE 38320

Djb/#25-10225

05/29-06/05, 12

NOTICE TO FORECLOSE

STATE OF TENNESSEE, BENTON COUNTY

WHEREAS, on or around September 19, 2024, NOVA Construction LLC (the “Grantor”), executed a Deed of Trust of which names Steven P. Disser, Esq., Trustee, for the benefit of Nashville Money Guys PSP, LLC, the Holder, and was recorded on or around September 25, 2024, in Record Book 418, at Pages 757-763, with the Benton County, Tennessee Register of Deeds (the “Deed of Trust”).

WHEREAS, default having been made in the payment of the debts and obligations thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, Nashville Money Guys PSP, LLC, (the “Holder”), appointed the undersigned, Seth N. Cline, as Substitute Trustee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, express notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by Holder, and that as agent for Holder, Seth N. Cline, Substitute Trustee, by virtue of the power and authority vested in him, will on June 27, 2025 at 1:00 p.m. at the usual and customary location at the Benton County Chancery Court, Camden, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Benton County, Tennessee, to wit:

Land in Benton County, Tennessee, beginning at a point, the same being 21 feet North of the intersection of Goforth’s South boundary line and Third Street, the same being even with the center of a party wall jointly owned with Wilton Goforth; thence running North 0 degrees 59 minutes West 40.5 feet; thence North 88 degrees 59 minutes East 85 feet through a party wall to the West margin of a 10 foot alley; thence South 0 degrees 59 minutes East 40.5 feet with the West margin of said alley; thence South 88 degrees 59 minutes West 85 feet passing through Goforth party wall to the point of Beginning containing Lots 4 and 5, the same property shown by Index Numbers 111 and 112 of TVA Map 10n 105-1.

Being the same property conveyed to NOVA Construction LLC by Warranty Deed from Glen Allen Terry and wife, Patty Louise Terry of record in Record Book 403, page 525, Register’s Office for Benton County, Tennessee, dated November 17, 2023, and recorded on November 27, 2023.

This is improved property located at 78 East Bridge Street, Big Sandy, Tennessee 38221.

Parcel ID Number: 028H F 010.00

Address/Description: 78 East Bridge St., Big Sandy, TN 38221

Current Owner: NOVA Construction LLC

Other Interested Parties: Nashville Money Guys PSP, LLC

Derivation Date: May 27, 2025

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter that an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt. For any and all inquiries related to the instant publication please reach out to Collins Legal, PLC. Any information obtained will be used for that purpose.

COLLINS LEGAL, PLC

SETH N. CLINE

4101 Charlotte Avenue, Suite F186

Nashville, Tennessee 37209

seth@collins.legal

(615) 569-3316

06/05, 12, 19

NOTICE TO FORECLOSE

STATE OF TENNESSEE, BENTON COUNTY

Land in Benton County, Tennessee, beginning at intersection of centerline East Bridge Street and East boundary of the original tract at the Northeast corner of this parcel; thence with original lines, South 7 degrees, 58 minutes, 36 seconds West, a distance of 62.10 feet to a steel fence post found (TVA 105-01-57WC); thence South 5 degrees, 59 minutes, 01 seconds West, a distance of 23.09 feet to a point in centerline of Old Sugar Creek (record coordinates TVA 105-01-57); thence with centerline of creek and Ray Perkins, North 86 degrees, 29 minutes, 26 seconds West, a distance of 99.57 feet to a point, thence leaving creek, South 7 degrees, 40 minutes, 44 seconds West, a distance of 68.00 feet to an iron pin set at Southeasterly corner of the original tract (Deed Book 159, Page 83); thence North 89 degrees, 43 minutes, 05 seconds West, a distance of 16.50 feet to an iron pin set (Northeast corner of 40 foot lot), (Deed Book 159, Page 81); thence continuing this bearing an additional distance of 40.01 feet to an iron pin found at the Northeast corner of American Legion (Northwest corner 40 foot lot); thence with North boundary of American Legion, North 89 degrees, 43 minutes, 05 seconds West, a distance of 25.76 feet to the Southeast corner of “Parcel C” and crossing creek, North 4 degrees, 26 minutes, 45 seconds East, a distance of 141.84 feet to a point in centerline of Bridge Street, the Northwest corner of this parcel; thence with South boundary of “Parcel A” (Deed Book 159, Page 83), along centerline as follows: North 80 degrees, 05 minutes, 28 seconds East, 88.47 feet, and South 83 degrees, 46 minutes, 59 seconds East, a distance of 104.23 feet to the beginning, containing 0.496 acre, more or less, as surveyed on January 22, 1992, By Robert G. Barrett, TRLS No. 898.

Being the same property conveyed to NOVA Construction LLC by Warranty Deed from The Wren’s Restaurant, Inc. of record in Record Book 402, page 593, Register’s Office for Benton County, Tennessee, dated November 02, 2023, and recorded on November 03, 2023.

This is improved property located at 44 East Bridge Street, Big Sandy, Tennessee 38221.

Parcel ID Number: 028H F 006.00

Address/Description: 44 East Bridge St., Big Sandy, TN 38221

Current Owner: NOVA Construction LLC

Other Interested Parties: Nashville Money Guys PSP, LLC

Derivation Date: May 27, 2025

COLLINS LEGAL, PLC

SETH N. CLINE

4101 Charlotte Avenue, Suite F186

Nashville, Tennessee 37209

seth@collins.legal

(615) 569-3316

06/05, 12, 19

NOTICE TO FORECLOSE

STATE OF TENNESSEE, BENTON COUNTY

Land in Benton County, Tennessee, beginning at a point, the same being 61.5 feet North of the intersection of Goforth’s South boundary line and Third Street; thence North 0 degrees, 59 minutes West, 20 feet to a point; thence North 88 degrees, 59 minutes East, 85 feet passing through a party wall, to the West margin of a 10 foot alley; thence South 0 degrees, 50 minutes East, 20 feet with the West margin of said alley to a point; thence South 88 degrees, 59 minutes West, (inaccurately shown as South 88 degrees, 59 minutes East in current vesting deed) 85 feet passing through a party wall to the point of beginning, containing Lot No. 4, the same being shown as Index No. 110 of TVA Map 10 N 105-1.

Being a portion of the same property conveyed to NOVA Construction LLC by Warranty Deed from Anthony D. Wheatley of record in Record Book 403, page 521, Register’s Office for Benton County, Tennessee, dated November 22, 2023, and recorded on November 27, 2023.

This is improved property located at 68 East Bridge St., Big Sandy, Tennessee 38221.

Parcel ID Number: 028H F 011.00

Address/Description: 68 East Bridge St., Big Sandy, TN 38221

Current Owner: NOVA Construction LLC

Other Interested Parties: Nashville Money Guys PSP, LLC

Derivation Date: May 27, 2025

COLLINS LEGAL, PLC

SETH N. CLINE

4101 Charlotte Avenue, Suite F186

Nashville, Tennessee 37209

seth@collins.legal

(615) 569-3316

06/05, 12, 19

NOTICE TO FORECLOSE

STATE OF TENNESSEE, BENTON COUNTY

WHEREAS, on or around September 19, 2024, Marco A. Juarez-Ruiz (the “Grantor”), executed a Deed of Trust of which names Steven P. Disser, Esq., Trustee, for the benefit of Nashville Money Guys PSP, LLC, the Holder, and was recorded on or around September 25, 2024, in Record Book 418, at Pages 751-756, with the Benton County, Tennessee Register of Deeds (the “Deed of Trust”).

WHEREAS, default having been made in the payment of the debts and obligations thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, Nashville Money Guys, PSP, LLC, (the “Holder”), appointed the undersigned, Seth N. Cline, as Substitute Trustee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

Land in Benton County, Tennessee, beginning with an iron pin in the West margin of a gravel road, this being the Southeast corner of the Edward Daw property from which this tract was carved and the Northeast corner of the herein described property; thence South 89 degrees, 00 minutes West, 148.00 feet to an iron pin; thence South 0 degrees, 00 minutes, 598.00 feet to an iron pin; thence East 0 degrees, 00 minutes, 181.00 feet to an iron pin in the West margin of a gravel road; thence along the West margin of a gravel road, North 4 degrees, 00 minutes West, 600.00 feet to an iron pin and point of beginning, containing 2.26 acres, taken from survey by Marshall H. Turner, TRLS No. 384, dated September 6, 1977.

LESS AND EXCEPT a portion of the property conveyed by Warranty Deed of record in Deed Book 241, Page 671, in the Register’s Office of Benton County, Tennessee.

Being the same property conveyed to Marco A. Juarez Ruiz by Warranty Deed from Karen E. Patterson of record in Record Book 398, Page 274, Register’s Office for Benton County, Tennessee, dated July 24, 2023, and recorded on August 03, 2023.

Being improved property known as 151 Wilson Cemetery Road, Big Sandy, Tennessee 38221.

Parcel ID Number: 020 005.02

Address/Description: 151 Wilson Cemetery Road, Big Sandy, TN 38221

Current Owner: Marco A. Juarez Ruiz

Other Interested Parties: Nashville Money Guys, PSP, LLC

Derivation Date: May 27, 2025 The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter that an accurate survey of the premises might disclose; and

COLLINS LEGAL, PLC

SETH N. CLINE

4101 Charlotte Avenue, Suite F186

Nashville, Tennessee 37209

seth@collins.legal

(615) 569-3316

06/05, 12, 19

State of Tennessee

Benton County Probate Division

NOTICE TO CREDITORS

As Required by TCA §30-2-306

Case Number 5194

Estate of TROY BLAKE MANOR, Deceased

Notice is hereby given that on the 28th day of May, 2025 letters testamentary (or of administration as the case may be) in respect of the estate of Troy Blake Manor, who died February 21, 2025, were issued to the undersigned by the Clerk and Master of Benton County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against the estate are required to file the same with the Clerk of the above-named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred:

(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this Notice to Creditors at least sixty (60) days before date that is four (4) months from the date of the first publication (or posting); or

(B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or

(2) Twelve (12) months from the decedent’s date of death.

All persons indebted to the above Estate must come forward and make proper settlement with the undersigned at once.

Date: 05/28/2025

Deborah Manor

Administrator

Casey D. Maddox

Attorney

Timothy R. Burrus

Clerk and Master

06/05, 12

State of Tennessee

Benton County Probate Division

NOTICE TO CREDITORS

As Required by TCA §30-2-306

Case Number 5201

Estate of KIMBERLY ANN CRAIG, Deceased

Notice is hereby given that on the 27th day of May, 2025 letters testamentary (or of administration as the case may be) in respect of the estate of Kimberly Ann Craig, who died May 6, 2025, were issued to the undersigned by the Clerk and Master of Benton County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against the estate are required to file the same with the Clerk of the above-named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred:

(2) Twelve (12) months from the decedent’s date of death.

All persons indebted to the above Estate must come forward and make proper settlement with the undersigned at once.

William Lee Craig

Executor

05/22/2025

John W. Whitworth

Attorney

05/21/2025

Timothy R. Burrus

Clerk and Master

05/27/2025

06/05, 12

State of Tennessee

Benton County Probate Division

NOTICE TO CREDITORS

As Required by TCA §30-2-306

Case Number 5202

Estate of NATHAN KEITH ALLEN, Deceased

Notice is hereby given that on the 29th day of May, 2025 letters testamentary (or of administration as the case may be) in respect of the estate of NATHAN KEITH ALLEN, who died April 30, 2025, were issued to the undersigned by the Clerk and Master of Benton County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against the estate are required to file the same with the Clerk of the above-named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred:

(2) Twelve (12) months from the decedent’s date of death.

All persons indebted to the above Estate must come forward and make proper settlement with the undersigned at once.

Donna Allen

Administratrix

05/19/2025

Terry Leonard

Attorney

05/19/2025

Timothy R. Burrus

Clerk and Master

05/29/2025

06/05, 12

State of Tennessee

County of Benton

Chancery Court

NOTICE TO CREDITORS

As Required by TCA §30-2-306

Case Number 5203

In the Matter of the Estate of: WANDA MAZELLE HORNER

Notice is hereby given that on the 30th day of May 2025 letters testamentary (or of administration as the case may be) in respect of the estate of WANDA MAZELLE HORNER, who died May 11, 2025, were issued to the undersigned by the Clerk and Master of Benton County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against the estate are required to file the same with the Clerk of the above-named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred:

(2) Twelve (12) months from the decedent’s date of death.

All persons indebted to the above Estate must come forward and make proper settlement with the undersigned at once.

05/30/2025

Brian Russell Horner

Administrator

Randy S. Shannon

Attorney at Law

Timothy R. Burrus

Clerk and Master

06/05, 12

NOTICE OF MEETING

The Board of Commissioners of the West Tennessee Public Utility District of Weakley, Carroll and Benton Counties, Tennessee will meet in open and public session at the District’s office 14055 Paris St., Huntingdon, TN, Thursday June 12, 2025 at 12:30 p.m.

06/04, 11

State of Tennessee

Benton County Probate Division

NOTICE TO CREDITORS

As Required by TCA §30-2-306

Case Number 5209

Estate of MARY DIANE BREWER, Deceased

Notice is hereby given that on the 5th day of June, 2025 letters testamentary (or of administration as the case may be) in respect of the estate of Mary Diane Brewer, who died March 15, 2025, were issued to the undersigned by the Clerk and Master of Benton County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against the estate are required to file the same with the Clerk of the above-named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred:

(2) Twelve (12) months from the decedent’s date of death.

All persons indebted to the above Estate must come forward and make proper settlement with the undersigned at once.

Kevin Brewer

Administrator

04/25/2025

John W. Whitworth

Attorney

06/04/2025

Timothy R. Burrus

Clerk and Master

06/05/2025

06/12, 19

NOTICE

The North Utility District of Decatur & Benton Co., TN Board of Commissioners meeting will be held Monday June 16, 2025 at 4:00 p.m. at the district office located at 6448 Highway 641 North, Parsons.

06/12

MEETING NOTICE

On Wednesday, June 18, 2025 at 5 P.M. the Benton County Budget Committee will meet at the Benton County Courthouse to discuss and finalize the committee recommended Benton County Budget for fiscal year 25/26. All are invited and encouraged to attend.

06/12

NOTICE

‘SPECIAL CALLED’ MEETING

PUBLIC HEARING ON BUDGET ORDINANCE #RP-07012025-26

The City of Camden Mayor and Board of Alderpersons will hold a Special called meeting on Tuesday, June 24,

2025, at the hour of 5:30 p.m.

The purpose of the meeting is to hold a public hearing and final reading on Budget Ordinance #RP-07012025-26, to adopt the 2025/2026 fiscal year budgets and certified property tax rate.

The meeting will be held at Camden City Hall located at 110 Hwy 641 South.

Roger Pafford

Mayor

06/12

TRUSTEE'S NOTICE OF SALE

Sale at public auction will be on July 3, 2025, at or about 10:00 AM, local time, at the main entrance to the Benton County Courthouse, 1 East Court Square, Camden, TN 38320, pursuant to the Deed of Trust executed by David A. Waite recorded at Instrument No. 100850 (Book 330, Page 679) with the Benton County Register of Deeds Office on February 28, 2020, to Meryl N. Keegan, as Trustee for the Beneficiary, Apex Bank (“Deed of Trust”), conducted by said Trustee. Default in the performance of the covenants, terms, and conditions of said Deed of Trust has been made; and the entire indebtedness has been declared due and payable.

Party entitled to enforce the debt: Apex Bank

Other interested parties: none

The hereinafter described real property located in Benton County will be sold to the highest call bidder subject to all unpaid taxes, prior liens, and encumbrances of record:

ТАХ МАР 140 PARCEL 41.04

TAX ASSESSOR’S OFFICE BENTON COUNTY, TENNESSEE

(624 NICKLETOWN ROAD, SUGAR TREE, TENNESSEE)

BEING a tract or parcel of land in the Thirteenth Civil District of Benton County, Tennessee, located on the south side of Nickel Town Road, as shown on "Plat of Survey for Bonnie Farlow Kelly Conveying to Christy Simpson" of record in Plat Cabinet A, Slide 363, in the Register's Office of Benton County, Tennessee, more particularly described as follows:

BEGINNING at a point in centerline of Nickel Town Road at the intersection of an existing driveway, said point being located North 65 degrees, 38 minutes, 18 seconds West, 57.58 feet from a rebar iron pin found on the west bank of Nickel Town Branch, and North 68 degrees, 42 minutes, 40 seconds East, 154.50 feet from a solid iron pin found on the south side of above-said road; thence with centerline of said driveway (and an access easement extending ___ feet on either side thereof) in 4 calls for a total distance of 404.38 feet as follows: South 27 degrees, 17 minutes, 37 seconds East, 95.04 feet; South 11 degrees, 18 minutes, 51 seconds East, 26.71 feet; South 8 degrees, 39 minutes, 36 seconds West, 57.27 feet; and South 7 degrees, 30 minutes, 55 seconds East, 225.36 feet to a point in said driveway at the northeast corner of this tract, the TRUE POINT OF BEGINNING; thence with new dividing lines as follows: South 87 degrees, 23 minutes, 14 seconds West, 349.89 feet to an iron pin set on the west side of a cut ditch at the northwest corner of this tract; thence South 9 degrees, 02 minutes, 28 seconds East, 241.57 feet to a point in an old cross fence, the southwest corner of this tract; thence with said fence, South 86 degrees, 15 minutes, 57 seconds East, 329.05 feet to a point at the southeast corner of this tract; thence North 3 degrees, 28 minutes, 51 seconds West, 276.46 feet to the TRUE POINT OF BEGINNING, containing 2.000 acres, more or less, as surveyed October 6, 1998, by Robert G. Barrett, TRLS No. 898.

ABOVE DESCRIPTION COPIED FROM PRIOR INSTRUMENT OF RECORD.

This being the same property conveyed to David A. Waite, by virtue of a Warranty Deed dated February 21, 2020, from Shelby Lauren Downing, as appears of record in Record Book 330, Page 676 in the Register's Office of Benton County, Tennessee.

Also conveyed herewith is a manufactured home, VIN#MSFLW25A39945 4764A OC12 & MSFLW25B39945 4764A ОC12, situated thereon.

Street Address: The street address of the property is believed to be 624 Nickletown Road, Sugar Tree, Tennessee, but such address is not part of the legal description of the property. In the event of any discrepancy, the legal description herein shall control.

Current owner(s) of Record: David A. Waite

This sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes and assessments; any restrictive covenants, easements or setback lines that may be applicable; rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of Trust, including rights of redemption of any government agency, state or federal; and any and all prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this Foreclosure Sale.

THE PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITY OF TITLE, POSSESSION, QUIET ENJOYMENT OR THE LIKE AND FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE. The title is believed to be good, but the undersigned will sell and convey only as Trustee.

The right is reserved to adjourn the sale to another time certain or to another day, time, and place certain, without further publication upon announcement on the day, time, and place of sale set forth above or any subsequent adjourned day, time, and place of sale.

If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified check. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Trustee at any time.

Meryl N. Keegan, Trustee

9721 Sherrill Blvd., Suite 200

Knoxville, TN 37932

(865) 531-4877 (telephone)

meryl.keegan@apexbank.com

06/12, 19, 26

NOTICE OF SUBSTITUTE

TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated December 20, 2014, executed by PATRICIA EVERLY and JOSEPH PAUL WAGNER conveying certain real property therein described to JOSEPH B. PITT, JR., as Trustee, as same appears of record in the Register`s Office of Benton County, Tennessee recorded January 6, 2015, in Deed Book 258, Page 320; and

WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Rocket Mortgage, LLC f/k/a Quicken Loans, LLC f/k/a Quicken Loans Inc. who is now the owner of said debt; and

WHEREAS, the undersigned, Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Benton County, Tennessee.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on August 14, 2025 at 11:00 AM at the main entrance to the Benton County Courthouse, 1 East Court Square, Camden, TN 38320, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Benton County, Tennessee, to wit:

LAND SITUATED IN THE COUNTY OF BENTON IN THE STATE OF TN. TRACT NO. 1: BEGINNING AT A 6 INCH WHITEOAK TREE AT THE NORTHWEST CORNER OF A 130 ACRE TRACT OF LAND CONVEYED TO ALLEN W. BRIDGES BY MRS. BERNICE MELTON, ET AL ON JULY 10, 1957, OF RECORD IN DEED BOOK 52, PAGE 324, OF WHICH THIS IS THE WESTERN PORTION AND WHICH BEGINNING CORNER OF A LOT CONVEYED TO ALLEN W. BRIDGES BY MRS. BERNICE MELTON, ET AL ON JULY 6, 1960, OF RECORD IN DEED BOOK 56, PAGE 262, INCLUDED IN THESE CALLS; RUNS WEST, 50 FEET TO A STAKE; THENCE SOUTH 265 FEET TO A STAKE STANDING ABOUT 30 FEET NORTH OF OLD GRAVEL ROAD; THENCE EAST, 120 FEET TO A STAKE (PASSING THE SOUTHWEST CORNER OF SAID 130 ACRE TRACT AND THE SOUTHEAST CORNER OF THE AFOREMENTIONED LOT AT 50 FEET) THENCE NORTH 265 FEET TO A STAKE IN THE NORTH BOUNDARY OF SAID 130 ACRE 70 FEET EAST FROM THE NORTHWEST CORNER AND THENCE WEST 70 FEET TO THE BEGINNING. TRACT NO. 2: BEGINNING AT A 6 INCH WHITE OAK TREE AT THE NORTHWEST CORNER OF A 130 ACRE TRACT CONVEYED TO ALLEN W. BRIDGES BY MRS. BERNICE MELTON ET AL ON JULY 10, 1957, OF RECORD IN DEED BOOK 52, PAGE 324, AND THE SOUTHWEST CORNER OF STRIP OF LAND CONVEYED TO A.W. BRIDGES ET UX, BY ALVIS MABRY, ET UX, APRIL 25, 1958, OF RECORD IN DEED BOOK 52, PAGE 334, OF WHICH THIS IS THE WESTERN PORTION; RUNS EAST, 70 FEET TO A STAKE THE NORTHEAST CORNER OF THE FIRST LOT HEREINABOVE DESCRIBED; THENCE NORTH 21 FEET TO A STAKE IN SOUTH RIGHT OF WAY OF MORNINGSIDE DRIVE; THENCE WEST 70 FEET WITH SOUTH RIGHT OF WAY OF MORNINGSIDE DRIVE; AND RUNS THENCE SOUTH 21 FEET TO THE BEGINNING. SUBJECT TO THE RESTRICTIVE COVENANTS FILED FOR RECORD JUNE 20, 1957, IN DEED BOOK 51, PAGE 397, WHICH APPLY TO THE ENTIRE WOODLAND ACRES SUBDIVISION AND REFERENCE IS HERE MADE TO THE SAME FOR THE TERMS THEREOF. TRACT NO. 3: BEGINNING AT AN IRON PIN IN THE SOUTH RIGHT OF WAY OF MORNINGSIDE DRIVE IN WOODLAND ACRES SUBDIVISION, THIS POINT BEING BRIDGES NORTHWEST CORNER AND HALLS NORTHEAST CORNER; THENCE RUNS WITH BRIDGES AND HALL`S LINE, SOUTH 170 FEET TO AN IRON PIN AT THE SIDE OF A HILL; THENCE EAST, 30 FEET TO AN IRON PIN BY A 12 INCH WHITE OAK; THENCE NORTH 10 DEGREES WEST, 172 FEET TO THE POINT OF BEGINNING CONTAINING 2,580 SQUARE FEET MORE OR LESS. BEING THE SAME PROPERTY CONVEYED TO PATRICIA EVERLY AND JOSEPH PAUL WAGNER, AS TENANTS IN COMMON WITH THE RIGHT OF SURVIVORSHIP, BY DEED DATED OCTOBER 3, 2012 OF RECORD IN DEED BOOK 227, PAGE 85, IN THE COUNTY CLERK`S OFFICE.

Parcel ID: 079A-A-015.02

PROPERTY ADDRESS: The street address of the property is believed to be 189 ANN AVE, CAMDEN, TN 38320. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control.

CURRENT OWNER(S): PATRICIA EVERLY, JOSEPH PAUL WAGNER

OTHER INTERESTED PARTIES:

The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN, PLLC,

Substitute Trustee

3145 Avalon Ridge Place, Suite 100

Peachtree Corners, GA 30071

rlselaw.com/property-listing

Tel: (877) 813-0992

Fax: (470) 508-9401

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